A retirement advice strategy considers your retirement goals and objectives and the funding mechanisms used to reach those goals.

In addition to determining how much income you need to retire, your adviser can help you to determine how to fund that income. This may be through your superannuation and/or investment strategy, Centrelink support or planning for a ‘sea’ or ‘tree’ change in retirement. Determining the best outcome will depend upon your goals.

The sooner you begin to plan for retirement, the greater the number of financial strategies you may have available to you, to help you achieve the retirement income you require. It may enable you to improve your financial position and lifestyle as you move towards retirement, without reducing your income. Best of all, knowing where you stand means you can work towards filling the shortfall, if there is one.

There are also specialist strategies around transitioning to retirement which allow you to access part of your superannuation while you continue to be employed.

What kind of goals can a retirement income strategy be used for? 

A retirement income strategy may be suitable if you:

  • are wondering when you can afford to retire
  • wish to transition to retirement
  • wish to permanently retire from the workforce


Envision Financial Services provides Retirement advice

If you have a question about Retirement Advice or would like to make an appointment please contact us.

Let the future be yours.