Luke on 2CC – Gearing and investments – How does it work?

Luke on 2CC – Gearing and investments – How does it work?

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in The Money Show which aired on Friday 11 November 2022.  They start the show by talking about a lotto win in China and the new company director registration requirements, the later of which is causing a hassle for many. It’s fair to say it’s been a poorly implemented initiative. This week’s topic for discussion however is: Gearing and investments – How does it work? 

Key topics covered include:

  • What is gearing?
  • How do you secure a loan and what is a margin call?
  • An example of how gearing and investments works
  • What are the risks and rewards?
  • Know your loan to value ratio
  • What is positive and negative gearing?
  • Buying good quality assets is important! 
  • Make sure you have strong cashflow
  • Luke shares his insights into gearing including keeping a buffer
  • And remember to plan for interest rate rises too – we’re probably not done with them yet!

Also available on Apple Podcasts and Spotify ‘The Strategy Stacker – Luke Talks Money’

Apple Podcasts on financial planning and money Spotify podcasts on life insurance and financial planningYoutube videos on life insurance and financial planning

Do you need gearing advice to help you reach your goals? 

Gearing and investments - seek advice if you need help
Gearing and investments, there’s a great deal to consider. Seek advice if you need help before using this financial planning strategy. It can accelerate both returns and losses and is not a strategy for the risk adverse.

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals.  Make an appointment to confidentially discuss investment, super, insurance and/or retirement planning. Call Envision Financial Services on 6260 4749. You can also use our contact us form to make an appointment for a confidential discussion about your situation. 

Luke will return to talk about financial planning on 2CC next Friday. You can also catch up with The Strategy Stacker – Luke Talks Money podcasts on our website too. 

We look forward to your company again and sharing more news about the book that’s coming in 2023! 


We invite first time clients to make an appointment to meet with us