Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 14 March 2025. The topic for this week is: How can I make the most of the Trump effect? We’ve seen a lot of talk recently about market volatility and much of it is the result of a new US President who is talking about tarrifs and trade relations which make investment markets nervous. In this episode our own Financial Planner Luke Smith explores the issues you should consider during market volatility and how to make the most of the Trump effect.
Thank you for joining us live on 2CC, YouTube or your favourite podcast streaming service with ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- Reflect on where we’ve been recently…. a strong recovery and better than usual returns since covid
- Markets like consistency – not surprises and companies who haven’t met expectations will get de-valued
- Share prices and share earnings are not the same thing – markets are driven by sentiment
- The market pull back provides an opportunity to buy into the market at a more reasonable price
- A 2-3% yield in shares carries risk, so why not put that money and get it with bank interest and no risk, given current interest rates?
- Think about why you are buying it and what is it doing for you?
- Trump however is having an effect on world markets, including Australia
- Why would you sell now and buy back now?
- Why it’s important to look at your risk profile – a balanced investment option might not actually be balanced!
- Don’t forget about diversification, it can help mitigate volatility
- Stay rational – don’t panic – be patient
- Consider keep some money in cash as it provides certainty of income in the next 1-2 years if you’re retired
- Luke shares his top issues to consider navigating the Trump effect and marketing volatility
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need help navigating the Trump effect and managing volatility?
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now.
