Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 25 September 2026 with 2CC’s Leon Delaney. The topic is: What to do with an inheritance? . What do you do if you come into an unexpected windfall such as an inheritance or perhaps even if you’re lucky enough, a lottery win? In this episode Luke offers some smart money thoughts and practical tips to help you make the most of it. And a shout out to Leon who won a massive $37.40 on Powerball!
It’s a must listen episode for those people who come into money.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- Are there going to be any tax issues on receiving an inheritance or giving some of it away to kids?
- The implications for Centrelink should also be considered if you get Centrelink benefits
- Should you loan it or gift it to adult kids?
- Can you bolster your super? How much can I add?
- Can I retire earlier if I have enough to retire on?
- Is there a limit on how much I can put into super – Don’t forget the Total Super Balance!
- Can you start another pension from super?
- 3 good questions to ask yourself!
- What would Luke do himself as a financial planner if he came into money.
- Luke shares his top tips – Remember to seek advice if you need help. Make good decisions at the start.
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need help with your personal financial planning as a result of a windfall?
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including insurance, investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now. 
