Luke on 2CC – Why borrow money to invest?

Luke on 2CC – Why borrow money to invest?

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired on Friday 24 November 2023.  This week’s show considers using debt as part of your financial plan: Why would you borrow money to invest, given the current environment? With rising interest rates, many people think they’ll never build wealth, but borrowing to invest may provide an avenue to grow wealth for the future. This podcast explores some different ways to start growing wealth using borrowing to help fund the cost of investments.

Key topics covered include:

  • What are some of the reasons you might consider borrowing?
  • What can you save and contribute to the investment?
  • Is collective investing an option for you?
  • Negative gearing – how does it work?
  • Positive gearing – how does it work?
  • What should people think about before borrowing money?
  • Where do mortgage brokers add value?
  • Luke shares his top tips around how to borrow money to invest
  • Remember seek advice if you need help, it’s important you know how any investment works.

Also available on Apple Podcasts and Spotify – ‘The Strategy Stacker – Luke Talks Money’

Apple Podcasts on financial planning and money Spotify podcasts on life insurance and financial planningYoutube videos on life insurance and financial planning

Is it time you started planning for your future?

Is borrowing to invest right for you?
Borrowing money to invest can be used to invest in shares and ETFs, not just real estate. Think about your goals and know what you’re getting into at the start. Seek advice if you need help.

Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement. Make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your situation. Luke can also refer you to an accountant or mortgage broker.

Luke will return to 2CC to talk about other ‘Money Matters’ next week. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.

We look forward to your company again and Luke’s book Smart Money Strategy is out now.

Avoid the top 5 risks in retirement planning by reading SMART MONEY STRATEGY - Luke's book!


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