Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 24 April 2026. The topic is: I am going to retire in July. What should I get ready so there are no surprises?
The start of a new financial year is a time that many Australians make the decision to retire from work. Of course, there are range of factors to consider given your own needs and situation. In this episode financial planner Luke Smith explores some key issues you might consider as part of your decision making. If you need help, please seek financial planning advice before making any big decisions.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- There are a lot of “I don’t knows” when it comes to retirement planning. Luke offers an approach to help with your decision making in this episode.
- Do you know what your fixed costs are?
- What would you want extra money to do above fix costs? E.g. Travel overseas is a variable cost.
- Where and how will you generate your income to cover those costs?
- Understand your asset base.
- What about part-time work in retirement to supplement your income?
- The benefit of pre-paying things and when to sell property investments.
- Some people say you need 70% of your working income in retirement. Is that right?
- Your retirement income needs change as you age too
- What about estate planning and other important legal documents?
- What do you need to do to plan for your retirement?
- Luke shares his tips to help you on your own retirement journey and where to get more information.
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Are you going to retire in July this year? Set yourself up for success.
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now. 
