Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 1 May 2026. The topic is: Tax deductions, superannuation and 30 June 2026. What should you be thinking about from a financial, tax and retirement planning perspective as we approach the end of financial year?
The secret to good retirement planning and tax planning is to understand your options sooner rather than later, and not to leave your actions to the last minute. Each super fund has its own rules on when contributions can be received and it’s important that you don’t miss their deadline.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- The end of year is approaching fast.
- One way to save tax is to put more money into your superannuation.
- Understand what’s right for you -that is the right place to start.
- Why it’s important to look at your effective tax rate.
- What is your concessional contribution limit? How do you work it out?
- You might also have concessional catch-up space too.
- When should you make a contribution to your super? What’s the fund’s cut-off date for your fund? Ask them!
- Strategies for self-employed, those who have sold an asset and those with capital gains tax concerns. Accounts can help you work out your tax numbers!
- What about defined benefit scheme members? Know your numbers too.
- Ways to get money into super – in summary.
- Don’t forget your Notice of Intent – why it’s important.
- Luke shares the key things to consider when assessing and using this strategy.
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need help to maximise your super or retirement plan in 2026?
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now. 
