Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 8 May 2026. The topic is: Should I go back to work after I retire? What are my options?
It’s not uncommon for many early-stage retirees to rattle around the house and decide they’d like to go back to work – just a couple or a few days per week. It’s a conversation that Luke has with many of his clients after they’ve willingly given up full-time work. They are often bored, missing social interaction, want to stay mentally sharp and want to fund a few extra activities while they still have a capacity to earn.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- What is a plan really?
- Rattling around after retirement – Can you go back to work?
- What are your retirement goals? Even golf may get to be hard work if you were doing it 5 days a week.
- Want more money in your retirement? Is working 2 days a week (25k a year) easier than saving 500k?
- There’s a misconception that you’ll pay too much tax if you go back to work after retirement – Luke gives an example.
- Going back to work offers several benefits beyond income as well. Don’t dismiss the opportunity without exploring it.
- Understanding what age 65 actually means in terms of super.
- What is a recontribution strategy? Can I add money to super after I retire?
- Live listener question: If you are on the Centrelink aged pension, can you go back to work?
- Luke shares the key things to think about when asking should I go back to work after I retire?
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need help to maximise your retirement or return to work plan in 2026?
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now. 
