Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, which aired live on Friday 2 January 2026. We wish all our listeners a happy and safe 2026. The topic for the first episode of 2026 is setting financial goals for the new year.
Thank you for joining us live on 2CC, YouTube, Spotify or your favourite podcast streaming service for ‘The Strategy Stacker – Luke Talks Money’.
Key topics covered include:
- Measure your expectations and then take action that is sustainable.
- Knee jerk changes don’t work in the medium and longer term, so don’t try and do too much too quickly.
- Start by thinking about where you want to go over the next 12 months.
- Break the action down into smaller bite size chunks.
- What have you got coming in, what have you got going out – understand where your money is going.
- Look at your results on quarterly basis – not monthly, give yourself time to work towards the bigger goals.
- Beware of social media – it’s a highlight reel of people’s life, you don’t actually know how they pay for it!
- Micro investing apps are a great way to start investing and you don’t need much to start.
- Work with your partner, if you’ve had one, get on the same page and do it together, it’s easier with you both going in the same direction.
- Work towards your goals at a pace that works for you.
- Removing the waste and the clutter – is a great way to also make a few dollars by selling what you don’t need.
- Think about how automation can help you reach your goals, like setting up a savings plan or investment with regular contributions.
- Luke shares his tips to help you step forward in 2026.
Our podcast is also available on Apple Podcasts, Spotify and YouTube – ‘The Strategy Stacker – Luke Talks Money’
Do you need financial planning advice to help reach your 2026 goals?
Luke as a Financial Planner can help you set up a financial planning strategy to help you achieve your personal financial goals, including investment, super and retirement (including transition to retirement). Simply make an appointment to confidentially discuss your goals. Call Envision Financial Services on 6260 4749. You can use the contact us form to make an appointment, for a confidential discussion about your own goals and situation.
Luke will return to 2CC to talk about other ‘Money Matters’ next week, we hope you can join us. You can also catch up with ‘The Strategy Stacker – Luke Talks Money’ podcast at a time that suits you.
We look forward to your company again. Luke’s book Smart Money Strategy is out now. 
